Secure a line of credit through the equity of your farm real estate. This will open up a highly flexible credit source. When a need arises, you’ll have the cash flow to cover it right away.
It doesn’t matter what expense you use it to cover. Use it for payroll, feed, equipment repairs, or unexpected expenses. Whatever the need, know you’ll have the funds available to cover it.
No need to take out multiple loans or work with multiple lenders, we cover the entire U.S. Whether you’re in one state or multiple, we’ll work with you to find the financing solutions.
We understand your unique situation and work to find flexible rates that fit your goals. Unlike traditional banks, we can make a plan based on when your herd comes to weight or when your crops go to the market to align with your cash flow.
We’re farmers ourselves and understand that many projects take years to pay off. That’s why we design our finance products to be flexible and work for farmers' unique needs. We can work with you to find the right fit for your operation.
We were founded by farmers to serve farmers. Our team grew up calving or fixing fences on operations similar to yours and we want nothing more than to see other farmers succeed. Every financial tool is designed to work specifically for our way of life. We make sure to balance risk and make sure our way of life is around for a long time to come.
All our loan officers come from farming backgrounds and while they have completed ag studies at top universities, and worked with hundreds of farmers across the nation, nothing can replace the first-hand generational knowledge of living and working on a farm.
Land O’Lakes Finance is a part of the larger Land O’Lakes COOP. We are the only farmer-owned Fortune 200 lender in the industry.
Offering products across the U.S. not only makes life easier for you only having to deal with one lender, but it also gives us a unique perspective and experience working with many different operations.
