Land O'Lakes Finance Company generally bases interest rates on two indexes.

Variable rate loans are normally based on the Prime Rate. Today Prime Rate is: 5.00%.

Actual variable rates will vary depending on the type of loan and overall project.

Generally, actual rates today would be in a range of: 5.00% to 7.00%.

Fixed rate loans are normally based on the Land O’Lakes Finance Internal Fixed Index pricing. The Internal Index changes weekly.

Actual fixed rates will vary depending on the type of loan, terms and overall project.

Generally, actual rates today would be in a range of: 5.93% to 7.75%.

The above interest rates are used as an indicator of current market rates. The actual interest rate to the Borrower will vary based on the request and other credit factors.