You’re committed to the cattle industry and looking for competitive opportunities. Modern facilities, systems and financing arrangements are components of efficient cattle production.

Land O' Lakes Finance Company can assist cattle producers of all types by providing financing products with competitive terms and interest rates.

Land O' Lakes Finance Company is committed to securing your future in the cattle industry.

If your financing needs are different than the products listed, contact us to discuss your situation.

Cattle Farmer/Feeder Financing

Cattle Investor Feeder Financing

Commercial Cattle Feedlot Financing


Cattle Farmer/Feeder Financing

Product Overview

  • Cattle operating loan for:
    • Cattle
    • Feed
    • Grain
    • Animal health
    • Hedging costs
  • Competitive variable interest rate
  • Equity requirement (cash, feed, grain or other)
    • 25% on hedged cattle
    • 35% on non-hedged cattle
  • $350,000 operating line minimum

Producer Criteria

  • Purchase Land O' Lakes/Farmland or Purina Mills branded feed and feed ingredients
  • Submit periodic financial statements
  • Submit periodic production and inventory records
  • Maintain minimum equity requirements
  • Cattle marketing plan
  • Feed sourcing & pricing plan
  • Meet underwriting criteria



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Cattle Investor Feeder Financing

Product Overview

  • Cattle operating loan for:
    • Cattle
    • Feed
    • Grain
    • Animal health
    • Hedging costs
    • Yardage costs
  • Competitive variable interest rate
  • Equity requirement (cash, feed, grain or other)
    • $100-$150 per head on hedged cattle
    • $150-$200 per head on non-hedged cattle
  • $350,000 operating line minimum

 

Program Criteria

  • Purchase Land O' Lakes/Farmland or Purina Mills branded feed and feed ingredients
  • Submit periodic financial statements
  • Submit periodic production and inventory records
  • Maintain minimum equity requirements
  • Cattle marketing plan
  • Feed sourcing & pricing plan
  • Meet underwriting criteria



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Commercial Cattle Feedlot Financing

Product Overview

  • Commercial Feedlot operating line for: accounts receivable, carried feed bills, resale cattle, feed inventories, customer financed cattle and customer hedging costs
  • Operating loan for owned cattle for: cattle, feed, grain, animal health, hedging costs
  • Competitive variable interest rate
  • Equity requirement
    • Owned Cattle
      • 25% on hedged cattle
      • 35% on non-hedged cattle
    • Customer financed cattle
      • $100-$150 per head on hedged cattle
      • $150-$200 per head on non-hedged cattle
  • $350,000 operating line minimum

 

Program Criteria

  • Purchase Land O' Lakes/Farmland or Purina Mills branded feed and feed ingredients
  • Submit periodic financial statements
  • Submit periodic production and inventory records
  • Maintain minimum equity requirements
  • Cattle marketing plan
  • Feed sourcing & pricing plan
  • Meet underwriting criteria


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